Brief Description does not have
major medical
benefits |  |
Doctor Office Visits
Office Visits (physician, chiropractor or therapist) due to
illness or accident are eligible benefits. Benefits are paid
directly to you. The benefit is a flat dollar amount per
visit, per person with an annual dollar maximum. |
$50 per visit up to $300 | $50 per visit up to $300 | $50 per visit up to $300 |
| Only one Preventative Care visit is eligible per year and a flat dollar amount is paid to you per person. | $75 Preventative | $75 Preventative | $75 Preventative |
| Diagnostic X-ray and Laboratory services are eligible and a flat dollar amount per visit per person up to six are paid directly to you. | $50 per DXL visit up to $300 | $50 per DXL visit up to $300 | $50 per DXL visit up to $300 |
Office Visit Discounts
You have Freedom of Choice to see any provider. However
you can save 10% to 30% on Doctor referrals and ancillary
facilities by simply calling Lifeguard Customer Servicessm
They will help you verify your physician’s participation and
call the physician’s office on your behalf and confirm your
insurance arrangements. They will call you back to confirm. |
N/A | Save up to 30% | Save up to 30% |
Medical Questions Free 24/7/365
Free 24-Hour Nurse Hotline allows members to ask questions
and receive information about general health, illnesses and
medications. This is confidential; non-directive counseling by
nurses with credential medical information. Unlimited access
via a toll-free 24 hours a day, 365 days a year. Confidential. |
N/A | Included Free | Included Free |
Emotional Related Counseling Free 24/7/365
Free 24 Hour Counselor Hotline allows 7 days a week, free
unlimited phone counseling services from masters-level
counselors who are able to help depression anxiety, anger
management, stress, substance abuse, relationships, parenting,
grief, abuse and other issues. Confidential. |
N/A | Included Free | Included Free |
Wellness Benefit—Diabetes Program
Wellness Benefits and Glucose Monitoring programs for better
health. Savings of 50% off programs including nutritional support
supplements, audio tape, and support literature and state of the
art technology. Prestige kits include lancet device, sharps
container, 300 each of lancets, strips and alcohol pads
representative, free blood glucose monitor with Toll-free
ordering and convenient home delivery |
N/A | Included Free | Included Free |
Vitamin And Nutritional Supplement Plan
Medical studies prove substantial health benefits from a strong
regimen of daily vitamins. Plan saves you up to 70% on vitamins
and nutritional supplements. |
N/A | Included Free | Included Free |
Hearing Plan Benefits
Plan provides hearing care discounts for services from local
providers with savings of 30% on hearing exams, up to 50%
on hearing aids. |
N/A | Included Free | Included Free |
Supplemental Accident Benefit
All medical related charges incurred from accidents (off the job)
are paid at 100% directly to you per accident with no
occurrence limit. |
N/A | N/A | Up to $500 each accident |
Critical Illness Benefit*
Lump sum payment upon the diagnosis of heart attack, cancer,
stroke, organ transplant, paralysis, loss of sight, loss of hearing
or end-stage renal failure. *Conditions diagnosed prior to
effective date are excluded. |
N/A | *Pays You Lump Sum of $5,000 | *Pays You Lump Sum of $10,000 |
Prescriptions—RxSavings PlanSM
Generic & Name Brand discount card for those without
prescription insurance. No individual or family membership
fees or out of pocket cost to enroll. Provides up to a 20%
average savings off retail prices for prescription drugs with
No limits (use it as many times as needed). Nationally recognized-
no coupons needed and purchase is at Point of Sale so there are
no forms to fill out. All routinely prescribed drugs are covered.
Not insurance—Discounts only at participating pharmacies. |
Included Free | N/A | N/A |
Prescriptions—GeneRx PlusSM
Most Generic Drugs can be purchased with a copay and no limit. |
N/A | $10 Copay | $10 Copay |
| Name Brand and excluded Generic Drugs receive a point of service discount averaging 22% to 37% off of retail prices. No limit. | N/A | Save up to 37% | Save up to 37% |
| Drugs through Mail Order are the least expensive. Generic and Name Brand prescriptions (not narcotics) may be purchased in 3-month supplies at savings of 30% to 60% off retail. No limit | N/A | Save up to 65% | Save up to 65% |
Prescriptions—Rx-Canada PlusSM
Many prescriptions filled in Canada are less than in the United
States. You can order directly from a large respected pharmacy
located in Manitoba, Canada. Fax a brief health statement and
your doctor’s prescription and call the pharmacist toll-free. Wait
3 to 4 days to process and 5 to 7 days for express shipping. |
Save 20% to 85% | Save 20% to 85% | Save 20% to 85% |
Supplemental Income for Hospital Visits
Group MiniMed Insurance does not cover Major Medical claims
including Hospital Stays. However, it does pay you supplemental
income to cover miscellaneous costs and loss of wages. A flat
dollar amount is paid to you per day. Twice the daily amount for
Intensive Care ICU. Inpatient mental illness is half (1/2) the daily
benefit with a $5,000 per year max. Skilled nursing facility stays
are limited to half (1/2) the daily benefits with a 60-day per year
max. Drug and alcohol treatment stays are the same as the daily
benefit. The hospital daily limit is 30 days per year and 500 days
lifetime maximum. |
Daily amount
$200 up to
$6,000 year
ICU pays $400 up to $12,000 |
Daily amount
$200 up to
$6,000 year
ICU pays $400 up to $12,000 |
Daily amount
$500 up to
$15,000 year
ICU pays $1,000 up to $30,000 |
Hospital & Facility Discounts
Hospital Network for a Discount and Referral--The Hospital Referral
Network has 2,000 of the finest medical facilities in the country.
You have the opportunity to save thousands of dollars, on your
hospital stay. Hospitals are expensive. If you want to receive your
hospital discount, You must contact the Lifeguard Physician &
Hospital Servicessm and they will help you select a participating
network hosptial, help you arrange admittion, and coordinate with
your physician. |
N/A | Save up to 40% | Save up to 40% |
Group Life Insurance with AD&D
Full benefit for loss of life, partial benefits for loss of life, hands,
feet or sight. Benefits reduce 25% at ages 65 & 70 and children
are covered from 6 months to 19, 26 if full-time student. |
Employee- $5,000 Spouse- $2,500 Children- $1,250 | Employee- $5,000 Spouse- $2,500 Children- $1,250 | Employee- $5,000 Spouse- $2,500 Children- $1,250 |
| Contact Tall Tree Administrators for complete details, provider summary(s), exclusions, conditions and limitations. Benefits require payment to be made at the time of service. (Does Not cover major medical claims) |
Tall Tree Administrators
802 East Winchester Road, Suite 250, Salt Lake City, Utah 84107 Phone:801.274.8100 Fax: 801.274.8900 | |
| Link to Enrollment Form | Back to top |